I have found my greatest flaw: spending WAY too much money. This February I spent over $500 and this month, I spent over $800. Over 800 BUCKS. I told myself I wasn't going to go over my expenditure for February but evidently I've failed. I'm not even working any more so my income is going to stop soon. But wait. I need to blame my explosive March expenditure on something.

Last night on my way home I got stopped by a salesgirl from a skincare shop. Obviously one of the more branded shops, their products were expensive and they kept promoting them to me. Somehow the things they wanted me to buy just piled up on top of each other. I tried telling them I had no money and I was not going to buy the products then but oh no, they insisted and kept on insisting. They didn't even wait for me to agree to buy the products before saying, "Oh so you're paying by cash or card?" Maybe I'm just not strong-willed enough but eventually after over an hour in the shop I relented and bought over $100 worth of skincare products because of some "promotion" they were having.

I. Am. So. Pissed.

Perhaps this is the only way I'm going to learn to be more ruthless when it comes to dealing with salesmen and women. In the end the only person I can blame is myself because after all, the sales people are just doing what they have to do to promote their company's products and I became a victim. I let myself become the victim. I can't believe I ended up spending over 800 bucks this month, and I'm not even paying for any bills of any kind. Spending is definitely my greatest flaw.

I hope I never forget this experience. A life lesson encompassed inside that hour spent in that shop. Seriously, guys, I pity that you have to spend so much effort promoting your products, but from here on I am NOT going to be so kind as to patronise your shops any longer, especially if you have some "promotion" because that's just a way to get my attention. I was stupid. But I won't be any more.

After discussion with PH last night and beating myself up over the incident, we decided that next month my spending limit will be $200. Fortunately I still have the last income from my internship coming in next month so at least that'll compensate for some of my spending this month. Yes, $200 is enough for one month if I go completely budget, and going budget is something I have to do for a while to regulate my poor spending habits. This means no shopping, no fine dining or high tea, no impulsive buying, as well as constant checking and recording of my own expenditure. The idea of this limit is not to reduce my spending, but to keep within the damn limit.

I hope I have the discipline to go through with this plan.

I have found my greatest flaw: spending WAY too much money. This February I spent over $500 and this month, I spent over $800. Over 800 BUCKS. I told myself I wasn't going to go over my expenditure for February but evidently I've failed. I'm not even working any more so my income is going to stop soon. But wait. I need to blame my explosive March expenditure on something.

Last night on my way home I got stopped by a salesgirl from a skincare shop. Obviously one of the more branded shops, their products were expensive and they kept promoting them to me. Somehow the things they wanted me to buy just piled up on top of each other. I tried telling them I had no money and I was not going to buy the products then but oh no, they insisted and kept on insisting. They didn't even wait for me to agree to buy the products before saying, "Oh so you're paying by cash or card?" Maybe I'm just not strong-willed enough but eventually after over an hour in the shop I relented and bought over $100 worth of skincare products because of some "promotion" they were having.

I. Am. So. Pissed.

Perhaps this is the only way I'm going to learn to be more ruthless when it comes to dealing with salesmen and women. In the end the only person I can blame is myself because after all, the sales people are just doing what they have to do to promote their company's products and I became a victim. I let myself become the victim. I can't believe I ended up spending over 800 bucks this month, and I'm not even paying for any bills of any kind. Spending is definitely my greatest flaw.

I hope I never forget this experience. A life lesson encompassed inside that hour spent in that shop. Seriously, guys, I pity that you have to spend so much effort promoting your products, but from here on I am NOT going to be so kind as to patronise your shops any longer, especially if you have some "promotion" because that's just a way to get my attention. I was stupid. But I won't be any more.

After discussion with PH last night and beating myself up over the incident, we decided that next month my spending limit will be $200. Fortunately I still have the last income from my internship coming in next month so at least that'll compensate for some of my spending this month. Yes, $200 is enough for one month if I go completely budget, and going budget is something I have to do for a while to regulate my poor spending habits. This means no shopping, no fine dining or high tea, no impulsive buying, as well as constant checking and recording of my own expenditure. The idea of this limit is not to reduce my spending, but to keep within the damn limit.

I hope I have the discipline to go through with this plan.